Hey guys just wanted to let you guys know about a couple of easy ways to save some extra money. A lot of people I talk to say they cannot afford to put any money in savings because they don't make enough money or they don't have the time. Problem being most of these people spend more money on stuff because they see they have the extra money in there bank account. So there are two apps i always recommended being Qapital - a savings app that you can make rules for and it automatically takes money from your account and puts it into a savings. My favorite rule from this is round to the nearest dollar meaning every time you spend money say 1.21 on something .79 gets taken out and put into savings. Since its just change most people don't mind and you would be surprised at how quick it adds up especially if you shop alot. You dont need to use this rule and could do a number of others it makes saving really easy.
I'm using Qapital, the free, easy way to save money! We'll get $5 each for our first goal if you sign up here:
^ if you sign up with my referral we both get $5
Another one I use is Digit- this one is different because it automatically takes random amounts of money out and puts them in savings. It does this using what you usually spend a month and how much in your account and it will skim the top and automatically put anywhere from $1-$5 into savings. This is good for those who are really lazy about finances (most people I know) or for people who swear that they don't have money for savings. And don't worry they have overdraft protection though i can honestly say I cannot see that ever happening with how there system works.
^ my digit referral code
Alot of people also like an app called acorns but since i have had a lot of issues with them I personally cannot recommend them.
Submitted March 19, 2017 at 03:28AM by Syrus375 http://ift.tt/2mWQcYH
