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So I make about 30k a year at the moment and I have no experience with saving money unfortunately. What would be my first steps to start off on the right foot? Are there any apps where I can easily make a budget? Also, I plan on opening a saving account this week at my bank to start saving . Should I just save my money there or is there better places to put it? Also my credit is pretty bad at the moment. Is getting a credit card and buying small things like gas and then paying it off at the end of the month the best way to get my credit up? Thanks ahead of time for any advice.



Submitted July 10, 2017 at 09:22AM by Nyana987 http://ift.tt/2v3kmMQ

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