After 10 years I'm finally closing out my Bank of America account-- shit customer service and fees.
They were my first bank (I was 15) so I don't have much experience with other banks or credit unions. I'm 25 and have a secured credit card as well as a debit card with Bank of America.
I really don't know much about finance and banking. I've had some friends recommend some local banks that I'm planning on setting up meetings with. Are there any key questions I should be asking? The only thing I'm really worried about is that when I switch banks, I won't be able to get another secured credit card, which seems to be the only way I can build credit at the moment. I'm too nervous to apply for a real credit card because I don't know what my credit score is (I've never had loans or car payments, I've always saved paid in cash for everything) and I don't want to apply only to have it my application denied, this negatively affecting my score. I'm also nervous I would get denied because I'm currently in college right now so I'm only working 25 hours a week, but with my wages I make about as much as most people working minimum wage make working full time.
Submitted June 02, 2017 at 08:14AM by flamaxblanca http://ift.tt/2rsrUbs
