Frequent lurker and first time poster here. I'll start with the details; I'm 21F with a full-time job earning 24k a year, around 1500 a month after taxes/health ins/parking. I'm living with my fiancé (21M) earning the same as me, working the same job as me Full-Time.
I have a 300/month car payment (little to no interest), $60/month insurance, +/- $70/wk groceries for the two of us. He pays $450 rent, $120 utilities (split house) $80 phone, owns a used car, $160/month for insurance. We are planning on getting married next year and want to straighten out our budgeting and credit. Right now I have a 740 credit score and he has no credit history yet.
I'm looking for better job options that'll make more income but that's another post. I've lurked r/beermoney and the such for side money/jobs that could earn extra, and I'm also considering going back to school part time for a better career. Any suggestions on budgeting, percentages of what should be spent where, and iOS apps where I can enter amounts spent per transaction would be great. I'd also like to start investing, whether in stocks or even buying property and flipping it, or subreddits where I can read all about flipping would be awesome. Thanks in advance
Submitted June 16, 2017 at 08:33AM by CozyEmoji http://ift.tt/2swRNJG
