Hey guys, I'm trying to make ethical/responsible decisions here and not sure what to do.
I have about $20k worth of credit card debt and it's taking a long time to pay off, and it feels pretty overwhelming.
What doesn't help is that I've had my own businesses that I've been running on my personal cards (I know, stupid moves) and I haven't been able to pay them off.
I left my businesses and expect to start a full-time job soon maybe about $60k/yr after taxes. I like the idea of a fresh start because spending a year barely scraping by and just paying off the debt really sucks. Should I just suck it up and live frugally until it's paid or file for bankruptcy and start over?
Thanks for your insight guys
Submitted May 25, 2017 at 10:39AM by anon18789 http://ift.tt/2rUikh8
