I'm 20 so fairly new to credit, but I've been living on my own for 3 years now and I have two credit cards with good limits. I needed some help from my mom for books for school so she opened a card in my name under her account. The full amount of debt shows up on my credit report but shows me as just a cardholder. It still effects my credit score, and is starting to now negatively because it is almost maxed and she makes minimum payments Should I be worried or can I have it removed? I only needed about $500 and no longer need the card in my name.
Submitted April 04, 2017 at 10:06AM by Lane797 http://ift.tt/2n7baYa
