After years of chronically ignoring credit card payments, ignoring my student loans, and carrying high balances I am finally trying to turn my shit around. The past few weeks I have been going through and paying off all my accounts in collections (about 1600 on credit cards between 2 cards, medical debt in the hundreds and a few other things), and getting my student loans organized.
I finally bit the bullet and looked up the number I have been dreading for years, and I am at 430.
I signed up for credit karma and tried to apply for 2 secured credit cards but was denied both, one through my bank and one through capital one. Other than making timely payments to my student loan debt, what other ways can I start fixing my credit as quickly as possible?
Also, if you have no advice, just please tell me I am not alone. This is such a low and horrible feeling.
Submitted April 26, 2017 at 08:24AM by bocroygbiv3 http://ift.tt/2oLLiOl
