So, i inherited $5,000. I know that if I put that money into my savings account and some in my checking I will end up spending it all on drugs. I have been 'clean' for around a year, but i have slipped up a 3 times drinking (spent hundreds each time). I know I should just be responsible, but the possibility of me relapsing and blowing the most money i've ever had in life scares me.
I have searched the web for ways to set up a system where a certain amount of money is given to me a week and cannot find anything. Basically, I want to make it so:
- if im somewhere at night and drunk or in a bad position I cannot access the money to do more dumb things.
- Have a system where I get enough money to buy some stuff and live. I am Grad student, In Economics of all things, i feel so dumb. I still live with my parents, so my weekly fixed costs are around $80 for gas, meals, and Scripts (have a heart issue, not narcotics)
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Variable costs are around 40-50 bucks for going out for brews, buying random shit.
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I have around 7k in Student loans outstanding. I need to make a few upgrades to computer and car.
What my mother and I were thinking was some sort of system where initially I will take the money use it for computer, car, a chair, and some other stuff. It should be around 1k.
The other 4k I have no idea. I have 500 in my bank account right now, and my mom still has the other 4.5k in her account. It is at Bank of America, we had too for wiring issues, but I am willing to close it and do something else. I could have her release an amount to me weekly but being 23 I just do not want to do that nor does she. There has to be some sort investment or account that does what I am looking for.
Also, any input on anything that could help me financially is greatly appreciated.
All ideas are welcome!!!!
Thank you,
EDIT:
I should add I have hypomanic episodes. And that is another reason i worry. I never know when they will come on, and they can last days.
Submitted April 27, 2017 at 07:42PM by BenFranklinsOpium http://ift.tt/2qc8yX1
