Often I hear people using credit cards even when they don't actually need it.
It is not because of lack of money, but to build "credit rating" or collect points or stuff like that. I'm not sure on the details how it works in USA.
So. Can anyone give me reasons why it makes sense to use credit cards and pay off any credit card debt at end of each month even when you don't actually have to?
Submitted March 06, 2017 at 05:21AM by AnythingForSuccess http://ift.tt/2mskkwG
