I'm a 22F living in Southern California, and I work a part-time minimum wage job. It's tough getting a full-time job that I would tolerate working right now, so my monthly income would be about $700, which is obviously very low.
Bills I gotta pay:
$64 for Apple $45 for Verizon $13 Spotify $18 gym (No car, no insurance. Thank god. I guess.) $50 for 30-day bus pass $15 bank fee $70-80 groceries
$280~/mo and I need to save some for a car, and pay at least $20/mo to discover for some credit card debt. Also need to pay my mom back for the ER, which is over $500. I don't know how to save for this. I also would like to keep my social life... I don't go shopping anymore, and I try to spend as little as possible when out with friends. So I'd still like to spend a little, as I rarely go out anyway, but like to have fun.
I plan on going to a renowned rhinoplasty surgeon in Beverly Hills who specializes in ethnic noses. Consultation is $500. Actual surgery varies but goes up to $25,000. They do offer CareCredit for up to $25,000 and even if my nose job was that much, I'd be paying just under $300/month for 7 years since that's the longest they allow to avoid interest and stuff.
So around $300/mo right now. Earning $700/mo. How can I make this all work within this year? Plus money for treatment as I heal and etc. is this possible? I have a lot to pay off and save for.
Sorry if I didn't organize or say this well. I hope this makes sense, and I would appreciate any and all feedback and advice (not about body image or anything, just finance). Thank you!
Submitted March 10, 2017 at 04:18AM by avenues56 http://ift.tt/2mqqI5T
