I'm 27m. Have a pretty okay job making 40k a year in Denver. Prior to this I was a drunk bartender, so I've got no savings to speak of.
I follow this sub semi regularly so I've got a pretty solid handle on where I SHOULD be financially, though I am not there due to one simple reason.
Not weekly, not daily, usually once or twice a month, I'll find something or some event that I really want to go to. Whether that it's a dinner reservation, or take a trip into the mountains, just leaving the house to be social or something with friends. As anyone's aware, most trips to the pub end up between 40-100 bucks.
At 40k in Denver, I can save about 180-300 a month with current student debt and cost to live in denver. How am I able to put value on "experiencing my life" as opposed to saving.
I've already noticed how quickly people stop inviting you when you say you can't go, so as a fairly new person in town, I'm seriously concerned that if I don't "pay the piper" per se, by spending time(money) with the friends I've made, that by saving money I'll go back to zero friends, and when I have gotten out of debt and have bought a house, that'll I'll be as alone as I was when I moved here.
My question for you all is: how do you toe the line between living your life, and planning for your future? At what point do I as a hard working human need to sacrifice even the few joys I have, just to say I've got a good savings account?
Any advice? Thanks all!
Jimmy
Submitted January 02, 2018 at 12:52PM by gaytee http://ift.tt/2CrYnXT
