So I logged onto Fidelity and they were giving me a " 68 - fair rating" with regards to "Retirement Preparedness Measure". I just wondering if I should continue with my current contribution, switch to their recommendation, or do you suggest something else?
My current Allocation:
Position % of Account
* FDIVX Fidelity Diversified International Fund 24.49%
* FFFHX Fidelity Freedom 2050 Fund 18.05%
* FRESX Fidelity Real Estate Investment Portfolio 13.56%
* VSIAX Vanguard Small Cap Value Index Admiral 12.23%
* FCNTX Fidelity Contrafund 7.91%
* JAMCX Jpmorgan Mid Cap Value A 7.81%
* BCSIX Brown Capital Mgmt Small Co Inv 6.42%
* LSCRX Loomis Sayles Small Cap Value Retail 4.75%
* FDGRX Fidelity Growth Company Fund 2.40%
* FSEVX Fidelity Extended Market Index Fund - Premium Class 2.38%
Thier Suggestion:
Position % of Accounts
* FDIVX Fidelity Diversified International Fund 20.00%
* FSITX Fidelity U.S. Bond Index Fund - Premium Class 19.00%
* FLCSX Fidelity Large Cap Stock Fund 10.00%
* FDGRX Fidelity Growth Company Fund 10.00%
* JAMCX Jpmorgan Mid Cap Value A 8.00%
* FSTVX Fidelity Total Market Index Fund - Premium Class 7.00%
* PEIYX Putnam Equity Income Y 6.00%
* FCNTX Fidelity Contrafund 5.00%
* LSCRX Loomis Sayles Small Cap Value Retail 5.00%
* 0632 MIP CL 1 5.00%
* FFXSX Fidelity Limited Term Government Fund 3.00%
* TEDIX Franklin Mutual Global Discovery A 2.00%
Here are the available selections:
Asset Class Subclass Fund Name * Blended Investment -- FID FREEDOM 2005
* Blended Investment -- FID FREEDOM 2010
* Blended Investment -- FID FREEDOM 2015
* Blended Investment -- FID FREEDOM 2020
* Blended Investment -- FID FREEDOM 2025
* Blended Investment -- FID FREEDOM 2030
* Blended Investment -- FID FREEDOM 2035
* Blended Investment -- FID FREEDOM 2040
* Blended Investment -- FID FREEDOM 2045
* Blended Investment -- FID FREEDOM 2050
* Blended Investment -- FID FREEDOM 2055
* Blended Investment -- FID FREEDOM 2060
* Blended Investment -- FID FREEDOM INCOME
* Blended Investment -- FID PURITAN
* Bond Investments Stable Value "MIP CL 1 view restriction(s)"
* Bond Investments Income FID LTD TERM GOVT
* Bond Investments Income FID US BOND IDX PR
* Stock Investments Large Cap FID CONTRAFUND
* Stock Investments Large Cap FID GROWTH COMPANY
* Stock Investments Large Cap FID LARGE CAP STOCK
* Stock Investments Large Cap FID TOT MKT IDX PR
* Stock Investments Large Cap PUTN EQUITY INCOME Y
* Stock Investments Mid-Cap FID EXT MKT IDX PR
* Stock Investments Mid-Cap JPM MID CAP VALUE A
* Stock Investments Mid-Cap PRU/J MID CAP GR A
* Stock Investments Small Cap BROWN SMALL CO INV
* Stock Investments Small Cap LOOMIS SM CAP VAL R
* Stock Investments Small Cap VANG SMCPVL IDX ADM
* Stock Investments International FID DIVERSIFD INTL
* Stock Investments International FKLN MTL GLB DISC A
* Stock Investments Specialty FID REAL ESTATE INVS
Submitted March 18, 2017 at 12:53PM by ReallyBoredMan http://ift.tt/2mUXso5
