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Hey all,

I opened my TD 2050 (Vanguard) in the middle of last year because I knew little about investing, I figured the TD would be great for me as I didn't know much.

After seeing VTI go up nearly 25% this year, and my TD fund is only up about 2% after fees , I am truly re-considering.

Can I get any advice on this? I am competent enough to maintain a 3 Fund portfolio and re balance occasionally but am wondering if that's worth it as I am still learning about investing.

25, male, looking for FIRE around 40, actively learning more about investing now, I have a buy and hold strategy.

Thanks!



Submitted February 07, 2017 at 11:52AM by aItalianStallion http://ift.tt/2kDV9V2

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