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I used my federal refund check to pay off one of my credit cards (that had a 23% interest rate!). Every year I've told myself that's what I was going to do, and every year I've come up with a new reason not to (no savings, one year I lost my job, etc.) but I finally did it before I had a chance to change my mind.

But now I'm freaking out. It was only $1400 that I used, but this card has been haunting me since the moment I signed up so I know it will be good in the long run... right?! Part of me feels like I should have saved some of it...



Submitted February 13, 2017 at 11:15AM by Jillzeas http://ift.tt/2lc8Vkn

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