So super good news. This month, I will have completely finished paying off my credit cards that I had maxed out in college ($2000 dollars in credit cards). This is in addition to around $1500 owed to an ex land lord and also a good friend ($3500 total). I also suddenly had to find a new place to live, and scrape together another 1500 to cover the security deposit ($5000 total)
About me: Recent college grad, deferring loans for a year. Living in SF. I train muay thai, so it is a huge part of my budget (food especially). While I haven’t been crazy frugal, it is insanely expensive to live here, and I am making it work on $25 an hour.
Current income: Contract work as a chemist, weekend work tutoring $3500 a month after taxes
Current expenses:
Rent: $1400
Bus pass: $75
Muay Thai Membership: $140
Dry Cleaning: $~70
Hair Cuts: $40
Netflix: $10
Uber: $150-200
Electricity/water: 20
Insurance: $100
Total: ~2050
FOOD:
Protein powder: $40
Lunch at work: $100-$150
Groceries: $300-400
Eating out/drinking at bars: $200
~800
MAX TOTAL: $2900
Savings: $200 a month
Extra each month: $400 [this is on spendy months, normally it's more frugal than this]
Current plan is to build a slightly larger cushion in my savings, then start to attack the high interest loans while they are deferred.
Submitted February 04, 2017 at 02:47AM by ToastyTheChemist http://ift.tt/2l71ati
