I just got my first real job after college (I taught English abroad for next to nothing before) and would like some help with my financial planning. I have a salary of 65k but I am guessing after taxes I would be taking home about $3700 per month. I have $6k in credit card debt and about $40k in student loans ($20k private and $20k federal). I plan on aggressively paying off my credit card debt by paying $1k per month because my credit is around 630 and I want to raise it in order to buy a car. I also would like to save at least $500 a month for a vacation later this year. I want to get a personal trainer in my area that runs around $860 per month. Do you think this is reasonable? For some context, I do have to pay $500 for rent, and other bills like food, transportation, etc.
Submitted January 12, 2017 at 07:29AM by zitazee http://ift.tt/2iKNcf1
