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Okay, so like it says, my car payment is 230 a month but right now in my bank I have 229.63. I fucked up and didn't pay close enough attention to my spending, so that's my bad.

Will this seriously hurt my credit? I couldn't find anything about overdraft fees, so is there a general fee that applies to every bank? I think I may qualify for overdraft protection but will that put me in bad standing at the CU? I've already almost maxed out the credit card I have through them (I have been paying it off as well and I should be able to stop using it after this next paycheck.), are those two things connected? I'm apparently really bad with money. I've made every other payment with only the first one being late because I got the dates mixed up. I think I started the loan about four months ago.



Submitted January 22, 2017 at 12:08PM by y3tanothertrowaway2 http://ift.tt/2jNhxgm

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