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Please be gentle, I know this is a shit situation but I don't have the mind for these things. I've read the FAQ and it's like hieroglyphics to me. I've lived comfortably for twenty years making about $80k a year as a 1099 employee, paying very little in taxes and traveling. I had $22k in an IRA with my wife and I but then she got cancer in 2020 and I took everything out when Covid allowed for it. I just put $60k toward a house, we owe $220k on it for 30 years at 6.6%. First month I put $800 extra, second month the same, third month $500, then $300, etc. The house and the HVAC I just bought (needed a new one, $9k) are my only debts. HVAC is interest free for another 9 months. I work irregularly in a gig economy, I've made $40k so far this year and likely to make the same in the remaining months.

Thanks for any input



Submitted July 21, 2023 at 01:28AM by perkieD https://ift.tt/UznRJ3W

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