Need help figuring out how these people are getting my info. The first time I got a fraudulent charge was in December 2022 on a debit card, which at the time I was using for everyday purchases (which I know was dumb but I didn’t know that at the time).
I called and got a replacement card (still debit), and decided to set up and activate it on Apple Pay to use from then on. I made NO purchases, but not even 2 weeks later another charge was made AGAIN and for the same merchant.
I called again and got another replacement card, but that’s when I noticed that the new card automatically updated in Apple Pay. I suspected that was somehow related to how they were able to get my info without me having ever used the card, so i cancelled the new card and stopped using that bank account.
I then finally got a credit card with a different bank around January of this year and have been only using it since. I use Apple Pay for online/in person purchases and sometimes input the card number itself for some other online purchases, but I have NEVER used the physical card itself. Two days ago I got a fraudulent charge. Different merchant than before but same location, not sure if the same person/group is behind it.
Heres how I’m suspecting they’re getting my info: - malware/phishing on my devices (I have accidentally clicked on spam text message links twice before but closed both sites and never entered anything) - Apple Pay somehow compromised so that my replacement cards automatically update on the perpetrator’s phones? - some website that I’m inputting my card info on
Btw all my passwords and usernames for all accounts and banks are all different.
Any other ideas/advice? Thanks in advance.
Submitted April 18, 2023 at 08:38PM by IcyThanks3994 https://ift.tt/jS5qvOM
