I have 725 credit, it was hovering around 800, however we financed a new car, so it dropped a bit.
I have 4800 in CC debt on one Visa card, a rewards visa i pay off each month and have 5 years left of a 6 year simple interest car loan.
We have never missed or been late on the car loan, and I stole the interest rate on the card with a balance,at 3.25%
I am considering cashing in around 5k of an investment portfolio, to pay one of these down.
Which will pact credit the most?
Thanks in advance.
End goal is a home purchase within 6-12 months.
Submitted June 06, 2020 at 09:55PM by Phlink75 https://ift.tt/30etsce
