I had a serious manic episode about a year ago and I now find myself $80k+ in debt. This isn't the first time this has happened. The last time I had to declare Chapter 7, over 3 years ago. I have no idea what to do. My income barely covers the debt with not much to live on. Is there any recourse for me? I don't qualify for any sort of consolidation loans. I've already exhausted the bankruptcy option. Are Americor and similar companies legitimate? Should I just stop paying all non-secured debt which is the majority and take the credit hit? I really feel like I screwed up my life.
I have since taken my doctor's advice more seriously and am taking all the medicines that they want me to be on. I was very resistant to medications. I am also working through therapy. I'm doing much better, this situation aside.
Submitted April 08, 2023 at 08:22AM by Mundane_Ad6646 https://ift.tt/gVHP7KW
