My list of loans is 8 Direct Subsidized Stafford with each being 0.000% fixed currently.
>$3,437.22
>$2,546.00
>$1,601.00
>$3,500.00
>1,000.00
>4,500.00
>1,000.00
>$5,423.00
I have 5 Direct Unsubsidized Stafford loans
>$6,176.01
>6,146.98
>$1,023.88
>$7,191.71
>3,829.20
I just found out you could view the individual loans and pay each off in a targeted payment. I can only afford to put up a payment of $250.00 on my next paycheck. Should I start attacking the lowest ones first or should I attack the biggest ($7,191.71) ?
Also does it matter that I have returned to community college to start over a new major and am paying out of pocket for classes? I am not ever taking out student loans again. To my understanding if you are still in school unsubsidized starts counting in interest. But the thing I am confused on is does it count if I am in school if I am not taking out more loans? Like would both start collecting interest again on May 1st or just the unsubsidized?
I just really am bad at math (I have a learning disability/autism) I have no idea about finances really. I just want to learn and I want to know what people who would do in my situation.
Submitted February 26, 2022 at 11:59PM by fastercheif https://ift.tt/09sTpMg