I have a 401K with my employer that I max out with whatever vanguard target retirement date fund that is closest to my retirement.
I also have a Charles Schwab Roth IRA that I fund every month as well. Before I was just buying as much SWPPX as I could get my hands on. However, considering how I'm 24, I'm thinking would it make sense to buy some "riskier" securities like stock in individual companies, in hopes they have a higher short-term growth rate. Think stocks like AAPL and MSFT and DOCU, things that aren't really "risky" but less diversified then just some broad mutual fund.
What does the older and wiser crowd think?
Submitted October 26, 2021 at 09:07PM by UsusalVessel https://ift.tt/3jFlKRu
