My money is rotting away in my bank and I want to know how to properly invest. I currently am signed up with Fidelity with my company and I saw a Graham Stephen video that said to consider FXIAX, FZROX and FNILX.
Which one do I choose and how much should I invest? Is it also beneficial to invest into multiple ones like Index, Total market, international and bonds?
Also, are these treated as regular investments or as retirement funds? I want to be able to withdraw money without paying penalties.
Final question: I know people say time in the market beats timing the market, but since stock prices are high right now, do I still buy immediately or wait?
I'm a complete beginner and I need some guidance.
Thank you
Submitted August 15, 2021 at 09:46PM by 2point9AIDSBOW https://ift.tt/2VYc8bC
