Currently I own a 2019 Impreza. Wouldn't have ever considered this when I bought it, but I've been having issues and from what I've read, they've been happening with this generation since 2017 with no official fix from the manufacture/dealer. Bought the car in Sept of 2020, refinanced in March of 2021 and I know my official credit score then was 780.
I don't see this problem getting fixed anytime in the foreseeable future, and while right now it's not causing any damage (from what I know of cars, previous mechanic) but I fear that it'll cause damage later on. It makes me not enjoy it anymore and quite frankly not like the car. I'm paying over double the car payments, ($200 a week) the car payment is 343 a month, so I can stay ahead of depreciation and it'll be paid off before the warranty is even up.
My question is, with the initial buying of the vehicle and the refinance still fairly fresh on my credit, how likely would I be to be able to trade it in and still have a decent apr? Also, I would assume this doesn't look the greatest to lenders. I'm going to talk to my financial advisor at my credit union the moment I get a chance to see what he says but wanted some input before hand as well.
Submitted August 01, 2021 at 04:27AM by ChubbyCarkiss https://ift.tt/2V2oUFZ