I currently have approximately $47k+ in credit card debt between 3 cards. My FICO score is ~730. I already have $30k in unsecure loans from another screw up with credit, and I don't have room on my mortgage &/or home equity to refinance, and I do not have any equity. I am able to afford payments, although I'm closing in on my limits. I need to reduce my interest, put a timeline on paying them off (less than 10 years) and close off these cards.
I applied for a $47k & $30k loan, but both were rejected. I think because it was above $20k....thinking about applying again.
I would love to be able to take all 3 credit cards into a single 8-10 year loan....I doubt that's possible.
Any suggestions/ideas?
Submitted July 03, 2021 at 11:01PM by sa42v https://ift.tt/2TwgbuE
