I am in serious debt, over the years I have lived well beyond my means and I've finally reached a point where I just don't know what to do anymore. I was thinking of reaching out to Clearpoint but I thought I would turn here for help first. I'm married but my wife and I keep our money separate. I make $1234.90 after taxes every two weeks and here is my current debt:
CC 1 $12263.92(15.75%)
CC 2 $4360(12.49%)
Car $34285.65(2.99%) $527.41/month(wife gives $150.00/month)
Loan 1 $7468.90(6.24%) $331.44/month
Loan 2 $9090.01(6.24%) $292.31/month
Def Comp Loan $9774.82 $214.39/month
Retirement Loan $6972.37 $81.00/paycheck
Mortgage $170090.78(3.75%) $1319.39/month(split w/wife)
I also pay $300/month for child care
$160/month for phone/tv
$33/month for garbage
I don't know what else to do so any advice/help would be greatly appreciated.
Submitted March 01, 2017 at 09:51AM by needhelpwdebt http://ift.tt/2mtbmjC