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I am in serious debt, over the years I have lived well beyond my means and I've finally reached a point where I just don't know what to do anymore. I was thinking of reaching out to Clearpoint but I thought I would turn here for help first. I'm married but my wife and I keep our money separate. I make $1234.90 after taxes every two weeks and here is my current debt:

CC 1 $12263.92(15.75%)

CC 2 $4360(12.49%)

Car $34285.65(2.99%) $527.41/month(wife gives $150.00/month)

Loan 1 $7468.90(6.24%) $331.44/month

Loan 2 $9090.01(6.24%) $292.31/month

Def Comp Loan $9774.82 $214.39/month

Retirement Loan $6972.37 $81.00/paycheck

Mortgage $170090.78(3.75%) $1319.39/month(split w/wife)

I also pay $300/month for child care

$160/month for phone/tv

$33/month for garbage

I don't know what else to do so any advice/help would be greatly appreciated.



Submitted March 01, 2017 at 09:51AM by needhelpwdebt http://ift.tt/2mtbmjC

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