Hi everyone! I just signed an offer to my first real job! A little excited because I have been unemployed since January and before that I was stuck working in part-time or contract roles. I thought I would never get out! This new job is giving me: medical, dental, and vision insurance (just in time as I am getting kicked off my parent's insurance this year), 401k with company matching, and my salary will be 67k a year.
Currently I have about 10k in my checking account, ~25k in student debt (not paying any right now and waiting to see what Biden might do first).
My goal is to purchase a home in Los Angeles, CA in the next four years, so I am working to bump my credit score from 750 to 800 right now and make that 20% down payment. I am planning to take advantage of that 401k with company matching and open a Roth IRA.
I am living with my family and plan to keep doing so, so I won't have to spend that much on living expenses. I have a budget sheet and it looks like I currently can get away with spending $500 a month.
What else can I do to make sure I reach my goal of purchasing a home for myself in the next four years? Side note: I'm also on board with FIRE if possible. Any help is appreciated. Thanks!
Submitted June 23, 2021 at 04:50AM by lookingforhelp1357 https://ift.tt/3gPoSZT
