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Didnt get any responses last time so reposted. I'm looking to start a mega back door roth. There is an option for "after-tax" contributions on my Transamerica account. According to customer service, my employer supports this. So my question is what happen's next? I understand that I will then need to roll over that portion to my roth IRA (which is with fidelity). How do I go about doing this? The other option is rolling it into a "roth in plan conversion". From what I read, fidelity will do this for your automatically. I do not know if transamerica this this option and nether did their customer service. Either way, customer service had no idea what I was talking about when I asked them about rolling it over to a fidelity roth IRA either. So I'm hoping someone here has some experience with this. Thanks for the help.



Submitted March 07, 2021 at 09:32PM by pinetreeporcupines https://ift.tt/3kTHo3E

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