I keep hearing of people who are lovers of Dave Ramsey and clench on to his every word. I love his debt snowball method and he is great for getting out of debt quickly. Though once you are out of debt stop listening.
You're credit is important, when you want to buy a home, rent an apartment, buy a car or even if you need a major bank loan for an emergency. People have o know that they should be maintaining or raising their credit because in this day and age credit is important and it will be useful to you in the next 5-10 years. They are def gonna regret the avoidance of credit cards in the future.
IMPORTANT NOTE - If people are still having issues with spending after getting out of debt they probably have other issues in their lives that they are avoiding and they have to resolve those issues. Avoiding credit cards isnt the magic fix.
i just needed to air out my thoughts
Submitted February 09, 2021 at 09:53PM by Internet_Far https://ift.tt/3jBvH15
