I had several money accounts before my life went to shit 3 years ago. Nevertheless, I’m not denying it, I was terrible with money. After disaster struck my credit union was left with my overdrawn checking account of about $1.5k and another bank was left with an overdraft of about $320. I was able to pay off the lesser debt within a couple months. But, before I could pay off the negative balance to the other bank, they rebranded into another entity, during which they charged off the debt I had. The charged off account was reported to ChexSystems, Inc., a service provider financial institutions use during the screening of potential account holders. I tried several banks but none would allow me to open even the most basic account. I’m going to jump through the hoops to dispute this with my previous bank and ChexSystems, but I’m not confident I’ll prevail. Are there any reputable banks that don’t prescreen for such things, or am I literally stuck using fucking Walmart reloadables for the rest of my life?
Submitted January 29, 2021 at 06:15PM by i_owe_them13 https://ift.tt/3oqT1iQ
