My fiancé and I are planning on buying a house in 9 months.
I have a credit card debt of 9800.
Im trying to figure out which would be better to do based on my situation and how/if it will effect my credit in any way to impact the upcoming house purchase.
Should I continue paying the credit card as I have been, or should I get a personal loan to pay off the credit card?
Which has more of a negative effect on my credit, a credit card with a 9800 balance or a personal loan of 9800 ?
I’d like to mention I have no issues paying 3x the min payment ($80) I’m charged every month. I always pay $250, And I have 0% apr And a credit score of 750-800
Submitted September 14, 2020 at 09:11PM by Thinker_Stl https://ift.tt/3ivVYwz
