Hi all!
My roommate just informed me that they will be moving in November, and so I must also find a new place to live by November 1. I wasn't planning on this so I am trying to create the best action plan for getting approved for a new apartment.
Current situation: Credit score is 646 (saw 631 on a different report). I'm also carrying a balance of $3k on a credit card.
What I want to know is this: should I attempt to pay down the CC ASAP before a rental company runs my credit? Or should I focus more on saving for the inevitable higher security deposit? I think I will be able to move into a house with a friend who needs a roommate, so I won't be needing to find my own apartment.
I haven't been the most responsible with my finances lately, but I have a steady job that earns $47k a year and I have lived in this current apartment for three years and have always paid rent on time.
Thanks for all your help :) I'm starting to freak out!
Submitted September 01, 2019 at 07:19PM by acutetoxicity https://ift.tt/2HG160q
