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Because "It’s an awesome savings, it's secure and you can cash it in anytime".

I plan to retire early (45), and I'm 30 years old, so I would assume high risk investments are going to be much more beneficial to me. My mom's been trying to talk me into taking out a whole life policy for years. I have no children, no debt, and very little assets to my name. It seems like it would be a waste of money, with too little reward to justify the expense.

Thoughts?

EDIT: I guess I was more or less correct in my assumptions about buying Whole Life. I have stopped taking my mother's financial advice on a *lot* of things - she is one of those people who means well, but who's financial sense is still stuck in the 70s ("a home is your best investment!", etc.) ... I appreciate the feedback, ya'll.



Submitted September 05, 2018 at 06:04AM by CaptainRefactor https://ift.tt/2wIj1xd

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