I’m having a hard time building my budget. I want it to be as simple and effective as possible. I don’t know what categories should be on there other than the main things like food utilities bills gas ect. I’m not really sure what to do with categories such as clothes, personal spending, entertainment, gifts, or toiletries because we don’t always spend money on stuff like that. I don’t really know what to do with the money in the next month. I don’t know if I should cash it and put it in a separate envelope or just leave all of it in a Savings account together. Any help simplifying this would be appreciated.
Submitted August 12, 2019 at 08:19PM by Ditred01 https://ift.tt/31ynQqL
