I just got married and my credit score dropped almost 100 points. We also moved states from Wisconsin to Alabama. We have been paying off our wedding debt which has only gone onto our credit cards, as far as I'm aware I'm not late paying any bills, everything has been on auto pay but I went back and checked them anyway. I just accessed my Equifax report because I can't seem to get my Transunion or Experian from AnnualCreditReport.com for various reasons (one of them has a credit lock, the other seemed to have some sort of system error).
However, I'm looking at the Equifax report and I'm not seeing anything that would have caused a 100 point drop. I see no Hard Inquiries, and Soft Inquiries "supposedly" don't hurt your score. I have no collections, liens, etc. Weird thing though, it looks like they haven't actually registered that I've had any of my last 3 jobs and still think I'm employed by the company I left about 5 years ago.
Submitted July 14, 2019 at 05:43PM by ELichtman https://ift.tt/2jTUF17
