Hey everyone.
I know this may be a little self-congratulatory or obnoxious but today I went through a really emotional process of calling all my debtors and arranging monthly payments. I've been actively avoiding any student loan (federal and provincial) or credit card payments for probably 4 or 5 years.
I complain a lot about not having money, but actually sat down and broke down my expenses for the last month and I was so embarrassed at how much money I spent on taxis and eating out. So I broke everything down to a budget I can stick to, and will be making about $800 in debt repayments every month. It's going to be tough but it's a real plan that I can do if I stay disciplined. And hopefully be debt-free within the next ten years.
That's the vibe! Anyways, thanks for reading. I'm alive and trying to be better.
Submitted July 30, 2019 at 11:25PM by videoprojector https://ift.tt/2K3UIli
