Hi, I'm 19 years old and my employer provides a 401k at 5% matching and I put 5% of my earnings towards the 401k. Should I also have a ROTH IRA? I currently only have a savings account at Ally Bank, a brokerage account and emergency cash fund that I contribute to every time I get paid at a rate of 10%. My current 401k provider with my employer is Fidelity. Am I able to switch to a Roth 401k as well or does my employer have to provide that? Thank you.
Submitted May 13, 2019 at 09:46PM by googlecarti http://bit.ly/2Q4TffZ