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I’ll try to be brief. Surgery is 1k off with insurance. Surgery will cost 4K. I have it. They offer interest free financing or I can apply for a high point return credit card which I will get, either way credit will take a slight hit but I’m over 800 so I should be fine.

I’ve worked a county job for about a year and have managed to put away roughly 25 percent for retirement. I will be leaving the job soon and moving. Moving because wife got offer making 2x as much and moving in with mother in law, Low cost of living, for a year or two.

I’ve also managed to save about 10k. I will also need to do a bathroom renovation on my condo, which I own outright,Probably 5-8k. Which will wipe out my savings. I do have a heloc, and when I rent the place out will be making rental income. I don’t have a job after we move probably work at a hardware store or market or something while looking for career. Just need income and benefits while starting new career, but my income will go down. I don’t have a ton in retirement savings maybe 30k. I’m also 35. Anyway that’s a ton of info sorry.

Bottom like I save 20 percent if I do it now. I have the money but worry about stability in future. Thoughts? Thanks in advance.



Submitted April 17, 2019 at 06:48PM by captnmalthefree http://bit.ly/2IGxOAq

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