(I'm on mobile, sorry for the formatting)
My wife and I are planning on trying for baby in a couple months, and I was just curious if there's any tips or anything we/I (I'm the main provider and my wife isn't great with money so I handle most of the debt beside the stuff she is doing to build her credit) should be doing to prepare financiallly.
I already follow good guidelines, I'm never late on payments, I keep a $1000 buffer in my bank account at all times, I have good credit, I use a budget/spreadsheet thing to help track costs of certain bills, and I contribute 20% of my income to my 401k.
Is there anything I can do to prepare? Should I raise the ammount of a 'buffer' I keep in my account? Should I lower my 401k contributions just to have a little extra to help out with things? Or just wait and see how it plays out?
Submitted April 29, 2019 at 11:20PM by dwgrim http://bit.ly/2VxJs7d
