I work for the school district, I live with a relative and pay no rent. I have no debts or payments to anyone. I do have a checking account at the local bank to for my direct deposit for my paycheck. I own a car worth $2875 per Kelly Blue Book and have $6200 cash on me. I don't keep money in my bank account, I usually withdraw it after it gets deposited. I have no credit cards. I asked my local bank about getting a loan they gave me paperwork to fill out and said they would pay 80% & I have to pay the other 20% at a rate of 6.25% with no penalty if I pay it off in the first year? Can I do this a better way? There are two cars I am looking at, 2015 Ford Focus 4d hatchback 60000 miles from a private party or 2016 Ford Focus 4d sedan 123000 miles from a little car lot. Both are asking $7000.
Submitted February 13, 2019 at 06:52AM by Goats_vs_Aliens http://bit.ly/2SzfXBD
