I'll start by giving an overview of my situation, but basically I'm out of money and don't know how I'll pay the rent in less than 10 days.
So following a divorce, I was left with some big debt, and I am now supporting someone else financially which has prevented me from paying said debt.
I have a job with a pay of about 1500$ every 2 weeks, but I was overpaid for 2 months and they decided to take back the money I owed by not paying me this week. Now, any person will tell me that I should've put that money into a savings account. Well I did, until we had some curveballs thrown at us and had no choice but to use it.
The person I am with just started a new job, but it is commissioned based and they get a minimum of 300$ a week. They are not yet at the point where they make a significant amount of commission.
I already have an appointment with my bank for debt consolidation on March 1st, and will be attempting to convert all the debt I have into one loan I can pay off. It would bring my monthly payments down from 1k to 600$. I couldn't do this before, because I was a temp worker, but I just started a job with a permanent position.
Not getting paid this week was the curveball I was not expecting to come so soon and definitely puts me in an awful situation. That money was supposed to pay for the rent, utilities and food for the next 2 weeks. Now I'm just hoping we have enough food to last until Friday when my partner gets paid.
I can't borrow money from anyone I know, but I was thinking I could maybe get a 1.5k loan from those quick loan places and then pay it back in less than 2 weeks with the money from debt consolidation.
So basically, what can and should I do to survive the next few weeks?
Submitted February 20, 2019 at 07:50AM by __InNeedofAdvice__ https://ift.tt/2GBiFzP
