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My monthly budget is $2,500. So easy math a 6 month emergency fund would be $15,000. I also have a credit card, which I haven't used that has a $5,000 credit limit on it. Could I say that I kinda have $20,000 in my emergency fund, with my credit limit added to my $15,000? Or is that the kind of mindset that gets you into credit card debt?

I guess you could just say that I have access to about $20,000 but only 15k of that is my own.



Submitted February 15, 2019 at 06:40AM by Yeti_14 http://bit.ly/2Bx77JZ

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