I now have 3 or 4 IRA/Retirement accounts and I need the best way to consolidate if you can kindly advise: Personal: - Charles Schwab (Roth IRA) - $22,593 - Former employer 1:
Vanguard (Rollover IRA) - $1382 - Former employer 2: Fidelity (Rollover IRA) - $2438 - Former employer 3: Fidelity (403B) - $30,689 (is this only active until the end of the year since I left in August? Will I lose $ not doing anything with it?)
My brothers past advice was as follows: 1) Keep 6 month rent and minimal expenses in cash as an emergency fund. DONE 2) Open up a Vanguard account and put the money into index mutual funds with targeted retirement dates (farther out = more aggressive, closer in less) 3) Index funds are safe, no-maintenance options. Stay with those.
I have savings in Charles Schwab investor checking account for the emergency fund. Forgot to contribute to my Roth IRA this year :(
Submitted December 07, 2018 at 09:20PM by Styglan1DC https://ift.tt/2SC6wgc
