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So I’m 28 in Texas. My FICO score is 702 but here’s the thing, I didn’t even have enough information for a score (through my bank) until about six months ago. I’ve never had a credit card. I’ve never gotten a loan. I’ve always lived with the idea that it’s probably a bad idea to spend money I don’t have.

But I’d like to raise my score. I’m at an age where I’d like to quit renting living space, quit paying for vehicles in cash installments, etc.

How can I raise my score without going overboard?



Submitted November 03, 2018 at 05:45PM by Powderkegger1 https://ift.tt/2P5mTEG

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