The mistake: So I make about 1600 a month after taxes as does she. Moved in with parents to save money. So that helps but I had two paid off sports cars crashed and only carried liability (car before these blew headgasket). So with all this I was frustrated with used cars and without a car so went to a Ford dealer and got a v6 mustang 2017. About 24500 OTD and 2k down. I believe i owe 21k at 12.9apr. Current payment 460 month
Solution: 1. My credit is mid 700 only reason for apr is wife had no credit. So I can refinance to about 3.4apr at credit union at 72 or 84 months, So about 280-330 monthly payments.
- I could also just sell it at a loss and purchase a Colorado 2007 with about 130k miles for 3500. But then I would be upside down on a loan.
Reasons: Well I grew up I guess and wife is making me realize I need to lose the toys. Go to school and actually improve myself instead of living in the moment.
Submitted November 05, 2018 at 08:20AM by Whitehat134 https://ift.tt/2ANCAaW
