My son, in his truck, just backed in to my daughter's car. Both are in my insurance with just liability. Would it be worth turning in to insurance? My son is 21 and the rate for him just dropped a few months ago to a more manageable amount, so I don't want to risk the rates going back up. The damage was to the drivers door, so I'm guessing I could fix it myself (find a used door) for under a grand. I think I know the answer, but would love another perspective.
Edit: His truck wasn't damaged (it's junk anyways)
Submitted August 11, 2018 at 05:35PM by Stugduckey https://ift.tt/2MBD72R