So this one is going to be a doozy. So I'll start off my saying that I live with my partner. We are currently separated due to mistakes that happened on both sides, but there's a mutual understanding that we want to spend our lives together.
Living situation: we live in Phoenix, AZ, and as most people know by now, rent and house prices have skyrocketed here, as well as everywhere else. We have a 2 bedroom 2 bath, that we initially rented out for 1430 base, and comes out to 1830 with utilities and internet. We split that down the middle, so we both pay about 900 or so, depending on electricity.
Her income: she has 2 jobs, where she can only max out at 55 hours a week, but it's always changing. 2 weeks ago she only got 35 hours between both jobs. She's usually getting around 2k per month, sometimes a little less.
My income: I'm a delivery driver for DD, UE, and GH. We share one car(which is falling apart) but we can always finance another one. I can make anywhere between 1800-4000 a month. Motivation is a factor, as well as some mental problems I won't get into. The point is I can potentially make 4000 easily.
Our expenses: my expenses are very rocky. They're about 2200-2300 a month, depending on how much gas I use. I have a lot of debt, and am on payment plans with credit cards.
The rent increase: they just gave us a notice, which we signed off on, but now I see it was a mistake... we agreed on a 12 month renewal for 1806 a month. So basically 200 dollars more for each of us.
The alternative: my parents have always welcomed me and whoever else back home. They don't live far, and she can still keep 1 of her jobs and they can make her full time. The problem is she hates my mom. My mom has had some very very very bad mental health issues for decades, and was within the past 2 years put on SSRI's which has helped. But my partner has explained to me that if she lived with me and my parents, she'd probably either off herself(and she's not bluffing) or move back to Texas with her mom. She is fully capable knowing that she will be stuck there, considering the job prospects aren't good with somebody with just a HS level education or a GED.
So I'm stuck in this apartment, which I do love by the way, for the next 14 months or so, and am going to struggle to make money. I've tried to explain to her that if we stay there for 2 years, we can save up for a down-payment on a house that's bigger than 20%. 2 years of hell vs years of perpetually being broke and almost missing rent payments. If I get a lot of traction on this post, I know one of you is probably going to say leave her. I'm aware of that much. There is no TLDR, because even that would be too long.
Submitted September 25, 2021 at 11:10PM by mobius29 https://ift.tt/3o8gPf1
