Applied for a credit card, denied. Then received an email stating I was accepted for a whole different credit card I did not apply for and it will arrive in 7-10 days.

I'm not sure what to take from this but I'm pretty confused, to say the least. I tried searching around and couldn't find a solid answer to this.

I'm pretty new to CC's. I've been browsing around for new cards so I could build up my credit age while in college. I was accepted for a few cards and I wanted one last card for daily spending after my Discover IT card lost it's 2% cash back after the first year. I decided to apply for the Citi Double Cash Card.

1. Applied for the Citi Double Cash Card
2. Denied after submitting my application and I would receive a letter in 7-10 days stating why.
3. Woke up to an email stating I was approved for the Citi ThankYou Preferred Card and I would receive my card in 7-10 days.

Exactly stating: "We're delighted to let you know you've been approved for the Citi ThankYou® Preferred Card, with a credit limit of $-,---. Your account is considered open as of today, 05/11/18."

Questions:

-Is this common to be done by credit card companies?

-If this actually is the case, is that even "allowed"? lol

-If this isn't possible, did I somehow fuck up while applying?

A very small part of me just thinks I just went stupid and applied for the ThankYou Preferred Card and they just decided to reverse(?) their choice? or somewhere in their essay of terms I accepted, I allowed them to do this if I qualified for another instead.

Submitted May 11, 2018 at 10:51AM by brat https://ift.tt/2rAio77