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Hi, /r/personalfinance,

I got laid off last Tuesday. I was staffed at this company (that I don't want to name here) for almost ten years, so thank god I walked with a package. Severance payments -as I understand it- will pay me out through September, on a bi-weekly basis, same amount/frequency as I've been making for the past decade. I should say, for transparency, I'm in NYC.

My question is: I was told to file for unemployment, but when exactly can I do this? NY Labor Law says if I get a severance, which I am getting, then I can't receive benefits simultaneously. That's all well and good -- I don't want to double dip and take more than I need. But it seems like from what I've read online it's better to apply sooner rather than later, no?

All I've done at this point is register an online account on the NY Labor site. I haven't "applied" for anything or filed a claim of any kind. Should I apply now or wait until September? How exactly does one apply -- is it simply by "filing a claim"?

Speaking with someone who works in the UI office would clear things up I'm sure, but when I call their hotline, the automated thing blocks me from speaking with a person, and just loops menu options.

Any help/clarity/guidance would be greatly appreciated.



Submitted February 11, 2018 at 09:39AM by The_Goddamn_Grimace http://ift.tt/2BoM5Oz

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